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Terms & Conditions

Thank you for visiting the Land of Lincoln Mutual Health Insurance Company (LLH) website. Please read the following information. Accessing this website represents a binding agreement between you and LLH.

  1. Terms

    By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

  2. Disclaimer

    1. The materials on Land of Lincoln Health’s web site are provided for your general educational information only. Land of Lincoln Health™ makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Land of Lincoln Health does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any third-party sites linked to this site. Your use of a third-party website may be subject to a separate binding agreement and privacy statements. Please read all agreements and statement carefully and understand the terms.
    2. The health information content on this website is general in nature and is not a substitute for professional health care. It is not meant to replace the advice of health care professionals. If you have specific health care needs, or for complete health information, please see a doctor or other health care provider.
  3. Limitations

    In no event shall Land of Lincoln Health or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Land of Lincoln Health’s Internet site, even if Land of Lincoln Health or a Land of Lincoln Health authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

  4. Revisions and Errata

    The materials appearing on Land of Lincoln Health’s web site could include technical, typographical, or photographic errors. Land of Lincoln Health does not warrant that any of the materials on its web site are accurate, complete, or current. Land of Lincoln Health may make changes to the materials contained on its web site at any time without notice. Land of Lincoln Health does not, however, make any commitment to update the materials.

  5. Links

    Land of Lincoln Health has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Land of Lincoln Health of the site. Use of any such linked web site is at the user’s own risk.

  6. Site Terms of Use Modifications

    Land of Lincoln Health may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use. Content on the website is for the sole purpose of collecting information about our plan, apply to enroll in a plan or print a copy of plan detail for your personal use. At no time will you copy, reprint, modify or distribute content from the Land of Lincoln Health website, or use this website in a manner that adversely affects this website’s resources, availability or that violate any laws.

  7. Governing Law

    Any claim relating to Land of Lincoln’s web site shall be governed by the laws of the State of Illinois without regard to its conflict of law provisions.

  8. Trademarks

    The Land of Lincoln Health logo is the property of Land of Lincoln Mutual Health Insurance Company and cannot be used without the express written permission of Land of Lincoln Health™.

  9. Premium Refunds

    Credit Card – When a good or service is purchased using a payment card and a refund is necessary, the refund will be credited back to the account that was originally charged. Refunds in excess of the original sale amount or cash refunds are prohibited.ACH/EFT – When a good or service is purchased using ACH or EFT and a refund is necessary, the refund will be credited back to the account that was originally charged after 60 days has expired. Refunds in excess of the original sale amount or cash refunds are prohibited. No cash refunds will be supplied.

  10. Cookies

    We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

  11. Collection and Use of Information

    Land of Lincoln Health may request your personal information through our website. We request this information in order to provide you with customized information or to respond to your questions. Members and providers have a secure registration area that allows us to send requested materials to you safely.

    The only personal information we collect is what you provide to us. We will not sell, license or transmit that information outside of Land of Lincoln Health, unless you authorize us to do so, or if we are required or permitted to by law. We may disclose information to companies we have contracted with in order to assist us in providing services.